Save Money on Interest Rates

Low interest rates are better than high interest rates when borrowing money, whether with a credit card or a loan. A low interest rate or APR (annual percentage rate) means you’re paying less for the privilege of borrowing over time. High interest rates are only good when you’re the lender. But that is technically what happens when you put your money in a savings account, checking account, CD or money market account. The rate at which you’ll earn interest from a bank will be indicated as a percentage, followed by “APY” (annual percentage yield).

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